Customized Coverage for Contractors, Home Health Agencies & Growing Businesses Nationwide
Small Business Insurance Made Simple
99% customer satisfaction. Coverage designed around you.
Suracy is a U.S.-based independent insurance agency helping small and mid-sized businesses find the right coverage without overpaying or overcomplicating the process.
We help you compare and customize policies from top-rated insurance carriers, covering everything from general liability and workers’ compensation to cyber insurance and industry-specific risks.
Our Products
What Type Of Business Insurance Do You Need?
Most small businesses need a combination of core insurance policies to stay protected, compliant, and prepared for growth.
At Suracy, we help you build the right coverage mix based on your industry, operations, and risk exposure.
Core Small Business Insurance Coverage Includes:
• General Liability Insurance: Protects your business from lawsuits related to bodily injury, property damage, and advertising claims.
• Workers’ Compensation Insurance: Covers employee injuries, lost wages, and medical expenses while keeping your business compliant with state laws.
• Businessowners’ Policy (BOP): Bundles general liability and commercial property insurance into a cost-effective package for many small businesses.
• Commercial Property Insurance: Covers your building, equipment, and inventory from damage or loss.
• Professional Liability Insurance (E&O): Protects service-based businesses from claims related to errors, omissions, or negligence.
• Cyber Liability Insurance: Helps cover data breaches, cyberattacks, and recovery costs.
• Commercial Auto Insurance: Covers vehicles used for business operations.
• Directors & Officers (D&O) Insurance: Protects business leaders from personal liability tied to company decisions.
The Insurance Experience You Deserve
Our
Industries
Who We Serve
We help small and mid-sized businesses across a range of industries, including:
• Home Health & Home Care Agencies
• Contractors & Construction Companies
• Professional Services (consultants, agencies, accountants)
• Healthcare & Service Providers
• Retail & eCommerce Businesses
• Technology & SaaS Companies
Not sure what coverage you need? We’ll guide you through it.
Have insurance already? Switching to Suracy is easy!
We’ll help you compare rates & coverages so you can unlock our great benefits today!
Learn more about why thousands of customers nationwide pick Suracy.
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Frequently Asked Questions
Most small businesses need general liability, workers’ compensation (if they have employees), and commercial property insurance. Additional coverage like professional liability, cyber insurance, or commercial auto may be needed depending on your operations.
Home health agencies typically need professional liability (malpractice), general liability, workers’ compensation, and cyber liability insurance to protect patient care, employees, and sensitive data.
Costs vary based on your industry, number of employees, revenue, location, and risk exposure. Bundled policies like a Businessowners’ Policy (BOP) are often the most cost-effective option.
Suracy provides tailored insurance solutions by comparing multiple carriers and customizing coverage based on your business needs—helping you avoid overpaying or being underinsured.
Yes. Many businesses bundle coverage through a BOP and add additional policies like cyber liability or professional liability as needed.
We guide you through a quick risk assessment based on your operations, industry, and growth plans to recommend the right mix of policies and coverage limits.
Get the Right Coverage — Without the Guesswork
Protect your business with insurance built for how you actually operate.